Why Pet Insurance is Important for Your Dog or Cat

Pets are an important part of our lives. They provide us with unconditional love and companionship. But what happens when they get sick or injured? Learn about pet insurance and why it’s so important!

Pet insurance covers medical expenses for your dog or cat in case of illness or injury. It could also help pay for boarding costs, grooming services, and other veterinary care.

What Is Pet Insurance?

Pet insurance is much like our health insurance. Pet insurance is a type of coverage that protects pets against unexpected medical bills and surgery. Typically dogs and cats 8 weeks old and older are eligible for coverage.

What Types of Coverage are There

There are two main types of pet insurance: indemnity and reimbursement. Indemnity covers only veterinary care costs while reimbursement covers both veterinary care costs and other expenses such as boarding fees. Accident and Injury would typically be things like:

  • Illnesses (including cancer, influenza and kennel cough)

  • Alternative medicine

  • Behavioral therapy

  • Hereditary and congenital conditions

  • Ingestion of a foreign object (up to two treatments per policy year)

  • Euthanasia or anesthesia

  • Cremation and burial expenses

  • Accidental death

  • Accidental injuries (including to permanent teeth)

In addition coverage can include Wellness and Preventative Care such as

  • Routing dental cleaning

  • Routine physical exams

  • Fecal exams

  • Intestinal deworming

  • Heartworm testing

  • Flea and tick prevention

  • Heartworm prevention

  • Prescribed vitamins

  • Boosters and vaccinations

What Are The Benefits of Pet Insurance

If you own a dog or cat, there’s no doubt that they’re an important part of your life. You take them everywhere with you, feed them, play with them, and even sleep next to them at night. So when they become ill or injured, you need to make sure you are prepared to take care of them. With costs of veterinary care on the rise pet insurance creates a great opportunity to make sure you know you are ready if your pet needs care.

What is The Cost of Pet Insurance

There are two main types of pet insurance policies available today: traditional and comprehensive. Traditional policies cover only medical expenses while comprehensive policies also cover veterinary care and other costs associated with owning a pet. With the flexibility of today’s coverage options you can easily build the plan that is right for you and your furry friend.

Choosing A Plan Has Never Been Easier

It’s important to choose a plan that fits your needs. If you own multiple pets, you might need more coverage than one policy provides. You should also consider whether you want to pay monthly premiums or opt for a yearly payment option.

Here is a link to where you can get a quote and even purchase pet insurance.